Frequently Asked Questions
All the answers to the questions business owners ask us - in one place
What is the State Guarantee Fund?
The State Guarantee Fund is a government mechanism that provides financing institutions (mainly banks) with a guarantee for loans to small and medium businesses. The guarantee covers up to 85% of the loan, allowing businesses to obtain financing even without full collateral.
Who is eligible for a state-guaranteed loan?
An active business legally registered in Israel that meets the turnover criteria of the selected track. Tracks are divided into small businesses, medium businesses and new businesses, each with different limits.
How long does the process take until the money arrives?
A professional process with a well-prepared file moves faster and more smoothly. An unprofessional file can be rejected or delayed — that's exactly where we come in.
What does your service cost?
Fees are determined according to the scope and type of service. We believe in full transparency - before starting work you'll receive an orderly quote, no hidden fees and no surprises.
Do you work with the bank, or do we have to deal with it?
Our work includes complete file preparation as well as representation and ongoing guidance vis-à-vis the financing institution. You're always in the front and always know what's happening - we make sure the process moves quickly and professionally.
What if my business just started?
There is a dedicated track for new businesses established within the last three years. We also advise on the right way to present a new business to financing institutions in a way that increases approval chances.
Is a state-guaranteed loan suitable for a financially weak business?
The fund exists precisely for this purpose — allowing businesses without full collateral to apply for financing. With a proper process and a convincing business plan, even previously rejected businesses may receive a positive answer.
What's the difference between you and making the effort myself with the bank?
We speak the language of financing institutions. We know how to build a file that gets approved, we know the pitfalls that cause rejections, and we save you months of trial and error. The success rate of files guided by us is significantly higher than private files.
Didn't find your answer?
Our advisory team is available for any question - free and no obligation.
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