Existing Business Track
Eligibility Check
Up to NIS 500K or up to 8% of the last annual turnover
Loans for active businesses — working capital, cash-flow improvement and steady growth.
Check track eligibilityA leading financial institution for business guidance
Yaad Finance Business Planning State-Guaranteed Loan - From Check to Submission.
We guide business owners in Israel through a structured, professional process to obtain state-guaranteed loans, alongside strategic financial planning that ensures stability and growth.
- Free initial assessment
- Close guidance every step of the way
- Full cost transparency
Certified advisors, close guidance, full transparency
15+
Years of business financing experience
10+
Certified professional advisors
business day
Average first response time
Working with Israel's leading financing institutions
- State Guarantee Fund
- Commercial Banks
- Government Support Funds
- Institutional Financial Bodies
Financing Tracks
State-Guaranteed Loan Tracks
The State Guarantee Fund provides financing institutions with a guarantee of up to 85% of the loan - enabling businesses without full collateral to obtain funding.
New Business Track
Amounts and terms are updated from time to time by the supervising bodies. The above is for reference only and does not constitute a commitment to loan approval.
The Country's Leading Financing Institution
The Yaad Finance Standard
Four principles guiding every file we handle — from the first inquiry to the completion of the process
Full Cost Transparency
An orderly quote before work begins - no hidden fees, no surprises, no fine print.
Certified Senior Advisors
A team of veteran advisors with 15+ years of experience in Israel's government and banking systems.
Highest-Level Data Security
Your data is stored in an encrypted, secure cloud, in accordance with privacy law and institutional security standards.
Fully Accessible to Everyone
The website meets WCAG 2.2 Level AA, works on every device and suits all populations.
The Country's Leading Financing Institution
Why Yaad Finance
Three key reasons to entrust your financing file to our hands
Proven Professional Expertise
A team of advisors with over 15 years of experience in Israel's government financing system, familiar with the tracks, criteria and nuances of the State Guarantee Fund.
Close Personal Guidance
One dedicated advisor throughout the entire process — from the initial check to its completion. Ongoing updates, full transparency and answers to every question.
High Success Rates
Well-structured, professional files prepared by experts significantly increase approval chances with financing institutions.
The Country's Leading Financing Institution
Our Services
Financing and financial planning solutions for businesses of all sizes
Not sure what fits your business? Start with a short eligibility check and let's decide on the right step together.
Initial Eligibility Check
How It Works
A structured process in four clear steps
- 01
Initial Inquiry
Leave your details or call us. A short introductory call to understand your business needs.
- 02
Eligibility Check
We review the business's financial data against guarantee fund criteria and present the suitable financing track.
- 03
File Preparation & Submission
We prepare a complete, professional application file - business plan, financial documents and a polished request - and submit it to the funding institution.
- 04
Completing the Process
Close guidance throughout every stage of the process, including ongoing consulting along the way.
Proper Preparation
What Should You Prepare Before Submitting?
A well-prepared file is the difference between fast approval and months of waiting. We prepare everything for you - but these are the documents we'll collect along the way:
Missing documents? No problem - the initial eligibility check is free and without obligation.
What Should You Prepare Before Submitting?
Proper Preparation
- Annual financial statements
- Up-to-date cash flow data
- Business plan and financial forecast
- Business registration details and ID
Amounts and terms are updated from time to time by the supervising bodies. The above is for reference only and does not constitute a commitment to loan approval.
Initial Eligibility Check
Frequently Asked Questions
All the answers to the questions business owners ask us - in one place
What is the State Guarantee Fund?
The State Guarantee Fund is a government mechanism that provides financing institutions (mainly banks) with a guarantee for loans to small and medium businesses. The guarantee covers up to 85% of the loan, allowing businesses to obtain financing even without full collateral.
Who is eligible for a state-guaranteed loan?
An active business legally registered in Israel that meets the turnover criteria of the selected track. Tracks are divided into small businesses, medium businesses and new businesses, each with different limits.
How long does the process take until the money arrives?
A professional process with a well-prepared file moves faster and more smoothly. An unprofessional file can be rejected or delayed — that's exactly where we come in.
What does your service cost?
Fees are determined according to the scope and type of service. We believe in full transparency - before starting work you'll receive an orderly quote, no hidden fees and no surprises.
Do you work with the bank, or do we have to deal with it?
Our work includes complete file preparation as well as representation and ongoing guidance vis-à-vis the financing institution. You're always in the front and always know what's happening - we make sure the process moves quickly and professionally.
The Country's Leading Financing Institution
The Professional Team
Senior advisors with proven experience in Israel's financial system
Avi Cohen
Founder & Chairman
25+ years of experience
One of the pioneers of financial consulting for small businesses in Israel. Knows the State Guarantee Fund from the inside and has signed hundreds of approved files.
Ruthi Levi
Head of Financial Planning
18+ years of experience
Chartered accountant and a champion of building business plans that convince financing institutions. Responsible for the quality of every file leaving Yaad Finance.
Daniel Azran
Head of Business Financing
15+ years of experience
Managed hundreds of state-guaranteed loans for businesses of all sizes. Our lead expert on Guarantee Fund tracks and financing institutions.
Initial Eligibility Check
What They Say About Us
Clients who made the journey before you
4.9
Based on hundreds of business owners we have guided over the years
"After two years of bank rejections, Yaad Finance built us a perfect file and the loan was approved within a month. Real end-to-end guidance."
Moshe A.
Owner, distribution company
"The financial consulting changed our whole picture. For the first time I understood where the business was going - and the plan protected us through expansion."
Shira B.
CEO, design studio
"The team is professional, transparent and available. We got a state-guaranteed loan that boosted our production. Highly recommended."
Yossi G.
Owner, small manufacturer
The Country's Leading Financing Institution
Ready to Take Your Business to the Next Level?
Contact us today for a free, no-obligation initial consultation.
Phone / WhatsApp
055-9199499Customer service email
support@yaadfinance.co.ilResponse hours
Email 8:00 - 16:00 · Phone / WhatsApp 9:30 - 16:00